Consumer Legal Services America, LLC Terms of Service

Last Update: May 16, 2024

AGREEMENT BETWEEN USER AND Consumer Legal Services America, LLC

Thank you for visiting our websites. By accessing, browsing, or using our websites located at www.4credlaw.com and any other websites owned or controlled by Consumer Legal Services America, LLC (“CLSA”), you agree to abide by the following Terms of Service. Please read them carefully. If you disagree with any of these terms and conditions, please discontinue your use of the websites immediately.

1. Eligibility; Privacy

Our products and services are available only to individuals who are at least 18 years old and legal residents of the United States. By accessing our websites, you represent and warrant that you meet these eligibility requirements. Some products and services may have additional terms and conditions, which are hereby incorporated by reference.

We value your privacy. Please review our Privacy Policy, which is incorporated by reference into these Terms of Service.

2. Products and Services

Our websites serve as online marketplaces where visitors can research and submit requests for debt consolidation options, consumer loans, and other products and services. By submitting your contact information, you consent to being contacted by us or our partners, even if you are on a “Do Not Call” list.

3. Modification of These Terms of Service

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of our websites after changes constitute your acceptance of the modified terms.

4. License Grants

Subject to these Terms of Service, we grant you a personal, limited, non-exclusive license to use our websites. All rights not expressly granted are reserved.

5. Prohibited Conduct

You agree not to misuse our websites, including submitting illegal or objectionable content, attempting to interfere with our systems, or impersonating others.

6. Ownership & Proprietary Rights

Our websites and all content are owned by CLSA or its licensors and are protected by intellectual property laws. You may not use our content without permission.

7. Links to Third-Party Sites; Dealings with Third Parties

Our websites may contain links to third-party sites. We are not responsible for the content or products/services offered on these sites. Your interactions with third parties are solely between you and them.

8. Termination; Exclusive Remedy

We may terminate your access to our websites at any time for any reason. Your exclusive remedy for dissatisfaction with our websites is to discontinue use.

9. Indemnification

You agree to indemnify and hold us harmless from any claims arising out of your use of our websites or breach of these Terms of Service.

10. No Warranty; Disclaimers

Our websites are provided “as is” without warranties of any kind. We do not guarantee uninterrupted access or error-free operation.

11. Limitation of Liability

We are not liable for any damages arising out of your use of our websites, even if we have been advised of the possibility of such damages. Some jurisdictions do not allow limitations on liability, so these limitations may not apply to you.

12. Release

By using our websites, you release us from any claims arising out of such use, including claims not known at the time of release.

13. Choice of Law, Mandatory Arbitration, and Venue

Any disputes between you and us shall be governed by the laws of California. Disputes shall be resolved through binding arbitration on an individual basis, and you waive the right to participate in class actions.

14. Miscellaneous

Notices may be sent electronically or by mail. If any provision of these Terms of Service is found invalid, the remaining provisions will remain in effect. These Terms of Service constitute the entire agreement between you and us.

Please print or save a copy of these Terms of Service for your records.

If you have any questions or concerns about these Terms of Service, please contact us on the website.